If an accident occurs, after which your main responsibilities should ensure the vehicle is turned off and to examine themselves, passengers and other drivers involved.
Are there any injuries? Does anyone complaining of pain? Even if the injury appears minor, it is often best to call an ambulance, because the injury may occur. Call 911 is a recommended course of action for something more serious than a fender bender.
After checking the safety of all persons, the provision of first aid and call emergency services if necessary, inspect the crash site. If on the highway or in a busy part of the road, consider moving the vehicle to the shoulder if it is possible and can be done safely, to avoid the risk of secondary accidents from happening.
If you have a camera or a smartphone handy, it can help to take pictures of the accident scene and damage to the vehicle. Photographing license plates can also be easier than writing the information down.
Drivers can also create some notes and rough drawings to explain how the accident happened. It will also help them remember certain facts at a later date. Notes can include the name of the street and cross the road, the direction the car was traveling and additional information, such as signs, lights, road conditions or obstacles.
Drivers should stay at the scene until the police file a full report and ask questions. A police report is required for legal purposes even in the case of small incidents, due to physical damage or other medical may not be known at the time. insurance companies will also need a copy of the accident report.
car insurance claim
In the event of an accident, contact your insurance company as soon as you can, even if the damage seems small. True fix something like the bumper cover scratches or cracks can easily exceed the cost of a typical deductible.
According BMV.org, you may need to also make a claim if your vehicle has been damaged, stolen or damaged during non-event-related accidents.
Before calling an insurance agent, you exchange insurance information with other drivers involved, if applicable, and the name, address and telephone number.
When you make a claim, your insurance agent will ask some questions that can be found on your insurance card, including the policy number and your end and the start date for the policy. Most insurance companies offer the option to file a claim online, in applications on the smartphone or by phone with insurance representatives.
Once all the information exchanged, your insurance company will provide details on what you should do next, which often include finding a body shop to get an estimate, to meet with the insurance adjuster to go to all the facts of the case and to help determine who is at fault and discuss cost estimation.
If your car needs to be brought to the auto body shop, it is important to note that the driver does not have a body shop to use their insurance companies recommend. Each store licensed body will know how to file an insurance claim document.
Shop around for several quotes, and choose a body shop that offers a competitive quote along with a good reputation.
Modern vehicles are built to take the brunt of the impact and protect passengers but not all of the damage can be seen. Moreover, the damage some hidden part of the car, such as the impact absorbers under the covers bumper, can make the vehicle can not safely handle the second collision. After your insurance company to cover the cost of repairs, minus your deductible, if applicable, can help ensure your vehicle is repaired properly.
1. Get estimates from several body repair shop
If the insurance claim and you are responsible for selecting providers of auto body work that will do the job (insurance companies and policies vary), you will want to get three or four estimates from several stores. Many auto repair shops offer free estimates body, but some may charge a relatively small fee.
the insurance company has agreements with several body shops that give a better price on the service, but it’s a decision the driver where to take the car. Do not give in to pressure to choose a body shop.
When looking for a body shop, check certification, reputation and ask questions, such as how long the repair will take ?.
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2. Learn more about the body shops and their work
Reviewing the company’s reputation among customers past and today has never been easier with review sites online. Looking for customer feedback and examine the history of the company from the online reviews.
insurance companies will often provide a list of preferred providers working body. It is also a good idea to check with neighbors, friends or family about their experience, if any, with car repair shops local collision.
3. Rotate 20 questions
Save time and frustration finding hidden fees or hidden catch after the job is finished by asking the right questions upfront. Repair workers have been trained, certified or recognized by the vehicle manufacturer? Is the auto collision repair shop installs saved, used or aftermarket parts to save money? What kind of warranty comes with their job? Do they provide a loaner vehicle or a rental car in their lot? How safe is the store and a lot of people? How long will repairs take? Getting the answers to these questions can help prevent unwanted surprises. So that you do not be fooled please contact our arizonacollisioncenter.com ready to help your problem.
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